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Providing Affordable Insurance For Any Size Business

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Insurance Products

Currently accepting accounts from the following states:

Alabama, Arizona, Arkansas, California, Connecticut, Florida, Georgia, Illinois, Louisiana, Michigan, Mississippi, Missouri, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee & Wisconsin

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WORKERS COMPENSATION

  • Staffing Firms

  • Garbage Refuse Collection 

  • Roofing

  • Firearm Manufacturers

  • Trucking (Long & Short Haul) 

  • Tree Trimmers

  • Janitorial Services

  • Scaffold Contractors

 

Although getting competitive rates on workers compensation is great, choosing a workers compensation partner should also include several other discernible added value services. Insureds and agents should consider the safety and loss control programs, claims management processes, and the carrier's claim handling approach when considering this partner. 

  • Agriculture

  • Construction (Most Classes)

  • Healthcare

  • Logging 

  • Landscape Contractors

  • Powerline & Utility 

  • Manufacturing 

  • Warehousing & Cold Storage

And Much More! 

  • Copyright infringement from using someone else’s work in your business’ ads without their permission.

  • Reputational harm if something you said in an interview about another business owner negatively impacts their company.

  • Bodily injuries and property damage your business may have caused. This can include customer slip and falls or employee accidents, like breaking a client’s windows while working at their home.

  • Advertising injury that your business causes by defaming someone else or another company.

Liability claims are common and can come up during normal business operations. They can get expensive for small businesses and many don’t have the resources to cover a liability claim.

GENERAL LIABILITY

WC

GL

Industries we serve

General liability covers

 
 
 

CA

COMMERCIAL AUTO

In general, commercial auto insurance covers liability damages, collision or comprehensive physical damage loss to your business autos, medical expenses for injuries sustained by occupants of your business autos, and damages sustained by occupants of your business autos as a result of negligence by an uninsured or underinsured motorist.

Under the commercial auto policy, physical damage coverage is provided for vehicles owned, leased, hired, or used in your business, as well as liability coverage for bodily injury and property damage caused to others.

It can include two types of physical damage coverage for your insured vehicles:

  • Collision loss: damage from auto accidents.

  • Comprehensive loss: damage from weather, theft and other non-collision causes.

It also includes two types of liability coverage:

  • Bodily injury coverage: for accident-related injuries to others when you're at fault.

  • Property damage coverage: from accident-related damage to someone else's property, such as a car or house, when you're at fault).